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Q
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What is a payday loan?
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A
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A payday loan is a short-term loan which is repayable on your next payday - maximum 31 days.
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Q
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How do I repay my payday loan?
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A
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We use your debit card or direct debit from your current account to take repayment of your payday loan on your next payday.
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Q
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Do you make any credit or score checks?
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A
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No we don’t, we are not interested in your past credit record, only in your current ability to repay your payday loan and cover your other financial commitments on your next payday.
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Q
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Can I rollover my payday loan until my next payday?
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A
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Yes, you can rollover your payday loan as many times as you like however, a payday loan is a short-term loan designed to help you get by until your next payday. If you require credit for a longer period, then a payday loan may not be your best option and we would advise you to seek a more appropriate type of loan..
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Q
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Do I need a cheque guarantee card?
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A
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No you don’t, but you do need to hold a valid debit card for the bank account into which your wage gets paid.
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Q
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How soon can I have my money?
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A
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If we receive copies of your bank statements before 1pm you can usually have your money the same day.
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